Crypto & Things with Scott Cunningham

Myles Wakeham is a millionaire, more specifically a 3-time millionaire. He’s lost and made his wealth back 3 times on an epic financial journey. We are going to dive into that as well as what he recommends for new investors and what common mistakes to avoid.

Myles who is originally from Australia who has made, lost, and made again multi-millions. He’s detailed his journey and knowledge in a book coming out this year on what he refers to as "Financial Sustainability" - a way to grow wealth organically by living a frugal and simple life which as many of you know, is exactly what I attest to.

Timestamps:
00:00 Intro
00:42 Tell Us About Yourself
03:10 When Did You Get Into Crypto?
30:00 Bitcoin Halving Cycle Or Speculation?
38:20 Centralizing Ownership
46:40 Inflation & Economics
57:30 Is Real Estate King?
1:03:42 Will We See Another Correction?
1:07:14 Best Investment To Start With
1:12:30 Investing Vs Speculation
1:21:23 What Warnings Can You Share?
1:27:30 Myles’ Book & Website
1:28:45 Outro

These are some of the questions we went over:
• Can you tell us a little bit about yourself?
• How and when did you originally get into cryptocurrency
• What is your general approach to investing?
• What are some good rules or guidelines to investing to live by?
• What are some mistakes you see a lot of people making or any misconceptions they have?
• You’ve managed to make millions and lose millions, can you share the stories around the three times you did this?
• What does it take to become a millionaire and what can people do today to start their journey?
• Tell us a bit about your book on The Art Of Financial Sustainability
• Tell us a bit about your website Beuncontrained.com
• Do you have anything else in the works currently? What have you been doing over the past couple of years?
• What is your favorite asset class to invest in?
• What is your Bitcoin price prediction for the end of 2021?
• Are you still investing in cryptocurrency? What is your main focus today?
• So where can everyone go to learn more about this?

Check out his website www.beunconstrained.com for more information and to learn more about what he’s doing.

What do you think of Myles’ approach to finance? What was the biggest takeaway you got from this conversation? Let us know if you have any further questions on (company) in the comments below and don’t forget to like and subscribe as well!

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Yonatan Ben Shimon and I sat down for some time to chat about YBS Capital and what they’re all about. We cover what they are looking for in projects to work with, his thoughts on crypto innovation, and previous projects YBS has worked with.

YBS Capital was founded by Yonatan Ben Shimon in 2020. Their mission is to promote awareness and adoption of community-focused business models among companies, projects, and individuals. They believe that there is a vast amount of untapped social capital in the world, which can be turned into financial capital in such a way that gives back to the communities that generate value in the first instance.

Timestamps:
00:00 Intro
00:30 Tell Us About Yourself
02:11 What Is YBS Capital?
04:10 What Does YBS Solve?
06:42 Projects YBS Looks For
10:00 What Does YBS Do?
12:15 How Can People Get Involved?
15:09 New Business Models?
17:00 What’s Up Next?
18:25 3 to 5 Year Vision
20:05 What Makes YBS Unique?
21:15 Outro & Final Thoughts

These are some of the questions we went over:
• Can you tell us a little bit about yourself?
• How and when did you originally get into cryptocurrency
• Can you give us a brief introduction to YBS Capital?
• How did YBS Capital get its name and what was the original idea or motivation to start it?
• What problem does YBS Capital solve?
• What type of projects are you looking to invest in?
• How do you help the companies you invest in?
• What are some new business models that crypto unleashes?
• What are the next big updates for YBS Capital to release soon or that are in the works?
• Where does YBS Capital fit in with other existing similar projects?
• Where do you see YBS Capital going in the next year? The next 5 years?
• So where can everyone go to learn more about this?

Check out https://www.ybs.capital/ for more information and to learn more about what they have to offer.
Follow him on Twitter: https://twitter.com/yonatanbenshimo

What do you think about YBS Capital? Let us know if you have any further questions on YBS Capital in the comments below and don’t forget to like and subscribe as well!

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Don't you hate all the Ethereum gas fees? Don't you wish there were an easier way to onboard to exchanges that didn't involve completing KYC every time? Numio has the solutions you are looking for!

I sat down again with Mark Anstead, who is now the co-founder and director of business development at Numio to discuss the project and much more. We cover Ethereum 2.0, and its solutions for identity management and Ethereum gas fees.

Numio is all about your identity and your money. Manage your crypto securely with Numio’s zkRollup powered blockchain technology. This is your one stop solution for identity management so you can instantly onboard to various KYC platforms. It’s also a solution for layer 2 transactions on Ethereum so you can avoid paying outrageous gas fees.

Timestamps:
00:00 Intro
00:28 Tell Us About Yourself
02:43 What Is Numio
05:07 Numio Origins
06:35 Ethereum 2.0
15:00 ETH Gas Fees
25:25 Problem Numio Solves
30:20 Numio Identity Solution
35:15 Where Numio Lines Up
37:14 Numio’s Future
39:50 Outro & Final Thoughts

These are some of the questions we went over:
• Can you tell us a little bit about yourself?
• How and when did you originally get into cryptocurrency
• Can you give us a brief introduction to Numio?
• How did Numio get its name and what was the original idea or motivation to start it?
• What are some insights you can share with us about Ethereum 2.0 and the scaling process?
• What are the next big updates for Numio to release soon or that are in the works?
• Where does Numio fit in with other existing similar projects?
• Where do you see Numio going in the next year? The next 5 years?
• So where can everyone go to learn more about this?

Check out https://numio.one/ for more information and to learn more about what they have to offer.

What do you think about Numio? When will Ethereum finally solve high gas fees? Is Numio the solution we need for Ethereum? Will you use Numio as a one stop shop for KYC? Let us know if you have any further questions on Numio in the comments below and don’t forget to like and subscribe as well!

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Now that I’ve been tracking my earnings for a while, I’d like to compare each platform and look at what my average earnings were for each month. This should give some insight into how these platforms monetized and gave payouts over time.

I will go through each platform and discuss how earnings have changed and share any insights to go along with their average earnings and the timeline for how long I tracked them.

LeoFinance
In 3 months, I’ve earned 540 LEO currently worth $337.41 USD at its current value of $0.62 each. My average earnings per month was 180 LEO or $112.49 USD. This platform has yielded great value and pairs perfectly with my efforts on Hive.
DTube
In the 4 months I’ve been earning on DTube, I have earned 250 DTC and gotten 3 airdrops of 918 and one of 896 DTC. In total, this is 3900 DTC valued at $1,712.60 at its current value of $0.44 each. This is an average of $423.38, but only $20 when you don’t include the airdrop. So clearly, the airdrops make up the bulk of the money earned here, but it’s definitely worth participating.
Steem
While I’ve made over $2,275 USD over almost 2 years that I’ve tracked my earnings on Steem. My average monthly earnings ended up being 167 Steem a month valued at $45 at its current value of $0.27 each. Steem used to have a great yield, but now the earnings are dismal and not entirely worth the effort.
Hive
After using Hive since last February, I’ve managed to earn 3030 Hive excluding airdrops. That is equal to $606.10 USD at its current value of $0.20 each. This is an average of $55.09 per month which is decent but paired with Leofinance, it generates a great yield.
SoMee
SoMee has a lot of issues, but during the time that it has been working and I’ve used it, I’ve been able to earn about 269,000 SoMee points of which I have mostly withdrawn and swapped into ONG and then sold. Out of the 7 months, I’ve actively used it, it’s only worked fully about half of the time. So, while withdrawals and access to funds are behind a $100 verification fee and are turned off regularly, you can still earn quite a bit here. They also have other restrictions and issues going on, but I’ve managed to earn about $2,207.61 worth of SoMee at its current price of $0.008 each. This is about $285.49 USD per month on average.
Uptrennd
Over the 1 year that I’ve been tracking my earnings on Uptrennd, I’ve earned about 10,000 1UP. Before I started tracking I earned about 37,500 1UP. In total, I’ve earned 47,911 1UP points valued at $431.20 USD at its current price of $0.009 each. That is 1,470 1UP per month valued at $13.23 USD. Uptrennd is pretty dismal and I haven’t been taking it very seriously lately.
Brave Browser
My total BAT earnings for being a verified Brave creator and a Brave browser ad user adds up to 694.86 valued at $309.21 USD. This is about $20.95 per month for the 2 years that I have tracked my earnings from Brave at its current price of $0.44 each.
LBRY
I’ve been actively using LBRY since October 2019 and since then I’ve managed to earn about 164,500 LBC currently valued at $22,076 at its current price of $0.13 each. That is about 10,280 LBC per month valued at $1,379.64 USD. LBRY has been by far the most consistently high earner for me and I highly recommend it.
Read.Cash
I’ve been actively using and tracking my journey on Read.cash as of March 2020 and since then I’ve managed to earn about 2.43 BCH valued at $1,266.29 USD today with its current price of $521 each. That is about 0.224 BCH per month valued at $116.82 USD. Read.cash has been great and is one of my favorites quickly growing new platforms with lots of potential.
Publish0x
Publish0x is crypto agnostic and gives out tons of different cryptocurrencies. Since I’ve been tracking my earnings as of May 2019, I’ve earned $1,911.30 USD excluding my HYDRO & BNTY earnings which I didn’t track. I’ve earned HYDRO, BNTY, BAT, ETH, AMPL, DAI, and FARM on Publish0x. Earnings have drastically varied for different coins, but overall, my average monthly earnings combined comes to $244.08 USD.
Den.Social
I’ve only just started using Den.social but given I earned 281 MTR in just a few days near the end of January which is valued at $160.17 USD at its current price of $0.57, I was amazed at the potential here and wanted to include this as well. I will also be tracking this and sharing it in my monthly reports going forward.
Total Earnings
The value of my earnings when I originally put them in was $17,769.86 which is now valued at $33,132.72 which is an appreciation of $15,362.86 or 86% by just holding it. This just goes to show you how much money you can appreciate by holding crypto and why what may seem small at first can grow rapidly in a bull market. Not only that, but 33k is more or less a livable wage and given that most of these earnings are from the last year, this highlights the potential of crypto social media as a full time career.

Time for another update on my investment portfolio and my passive income journey. We’ll be covering my recent cryptocurrency & stock purchases, tokenized real estate, stock dividends, and crypto earned from staking. This is amateur investing at its finest!

*Disclaimer: This is not financial advice and is purely for entertainment purposes. All my stock information is 100% accurate, but my crypto data may or may not be simulated*

I share everything so you can follow everything I’m doing with 100% transparency. The point of doing all this is to show you that it’s possible and provide some sort of framework that can be followed. This isn’t financial advice, and you shouldn’t exactly replicate my investing. What you should do is figure out what works best for you and stick to the basics of dollar cost averaging, investing in good assets, avoid liabilities, compounding interest, be frugal, buy low, and sell high. I cover my rules for investing here: https://lbry.tv/@ScottCBusiness:4/Investing:d

I cover the recent stock buys I went through, share my portfolio breakdown updates, and share my thoughts on the current market. January was a wild month and though I’ve gone all over the place, going forward I aim to just focus on crypto with a bit of AMD buys. I am currently making about $111 a month from passive income. This is the same as last month as I haven’t changed a lot. Several stocks have lowered their dividends and thus I am making essentially the same.

I’ve shifted my entire investing focus to be something like 80% crypto, 15 % stock, 3% gold, and 2% in cash reserves. I’ve been dollar cost averaging into mainly bitcoin, Ethereum, though in January I did do some stock investing too. This is perfectly aligned with my goal of earning more money and saving 65% of my income. I am currently beyond that having saved about 70% of all my income and investing it last year in 2020 which I cover in another series. I aim to do about the same or better this year!

About $892.54 of yearly profits are coming from stock investments, about $101.44 is coming from cryptocurrency passive income, $200.97 is coming from crypto tokenized real estate, and $143.74 from music royalties. In my last update, my portfolio was $110,268. My current portfolio value with all my investments is $151,031 CAD. This is up $40,763 from last month’s total value.

I invested $3,750 last month. I earned $55.35 CAD from stock dividends, about $16.64 CAD from crypto real estate, and $9.42 CAD from staking Hive last month. In total, I have earned about $345 CAD from crypto and over $511 CAD from stock dividends.

My recent stock trades were: my idiotic trade for AMC which I then sold and moved what’s left into the VDY ETF. I also put another $750 into two other ETFs, FCCD and VIDY. For crypto, I bought more DASH to stock up for purchases and because they will have a major update coming soon. Aside from the wallstreetbets craze, it was a slow month.

I am currently up 10.37% on my growth stocks and 7.61% on my dividend stocks including dividends with all income being reinvested and compounding interest.

For crypto, I made dramatic changes to my portfolio by consolidating a lot of my assets into BTC & ETH and some into LBC speculatively. I kept some DASH for daily transactions and HIVE for social media curation, creation, and delegation for passive income. My main focus is to build up ETH & BTC for the next 6 months or so.

For my templates on budgeting and investing and how to use them check out this video: https://odysee.com/@ScottCBusiness:4/If-You-Want-To-Save-Money:7

Was this helpful for you? What dividend stocks are you investing in? Do you prefer dividend investing or another style? Do you invest in cryptocurrencies that payout regularly? Let me know what you think about this in the comments below and don’t forget to subscribe!

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*Disclaimer: None of what I share is financial advice and the cryptocurrency amounts and values shared may be simulated*

My total alleged crypto social media income earnings are now up to $17,769 CAD not including crypto appreciation after originally receiving it.

Timestamps:
00:00 Intro
02:34 Blockchain Social Media
05:53 Social Media Metrics Report
09:25 Earnings Report
19:15 Outro

I’m committing to sharing these every month and linking you to my January metrics report PDF: https://ufile.io/smg9u9rl or where you can normally find it on my Linkedin profile under featured: https://www.linkedin.com/in/scottcbusiness/.

To briefly go over my social media results for January, I received around 9,000 engagements, 120,000 video views, 1,500 comments, 4,500 followers, and 730,000 impressions.

Now let’s dive into the earnings for January:
Publish0x – 25.8 BAT – $0.30 USD = $7.73 + 0.08 ETH – $1,314 USD = $105.12 USD + 31.6 AMPL - $1.22 USD = $38.55 USD earned from post rewards. That’s a total of $169.02 USD.
Brave Browser – 25 BAT - $0.30 from ad rewards and creator donations for a total of $7.49 USD.
LBRY –13,374 LBC - $0.10 USD = $1,380.20 USD from user earnings, content earnings, invites, etc.
Hive – 183 Hive - $0.14 USD = $25.43 USD from post rewards.
LeoFinance – 179 LEO - $0.47 USD = $84.95 USD earned from post rewards.
Read.Cash – 0.1601 BCH - $410 USD = $65.64 USD earned from post rewards.
SoMee – 21,031 ONG - $0.0037 USD = $77.81 USD earned from post rewards.
DTube – 40.33 - $0.318 USD = $12.82 USD earned from post rewards. 918 DTC = $291.92 USD earned from airdrops. That’s a total of $304.74 USD.
YouTube - $71.58 CAD earned from monetization
The grand total came to $2,351.58 USD which is about $2,986.50 CAD.

January is by far my best month for earnings. LBRY continues to perform very well and consistently been by far my top earner. While it’s amazing that I earned a huge amount from LBRY, going forward I will be earning much less, though with it at over 10 cents USD, I expect the value to keep going up to balance that out. I’ve stopped reporting on Minds, Steem, and Uptrennd. It’s mostly from the platforms losing traction and me not earning much at all. Minds also has withdrawal restrictions as well as Uptrennd. Read.Cash has grown massively I’m getting consistently good rewards there especially with the value of BCH going way up. If I can keep my average earnings above $1,500 for the next several months, I’ll be very happy with that. My top consistent earners are Hive with LeoFinance, LBRY, and Read.Cash. DTube earns me a good amount, but most of that comes from monthly airdrops so I’m not sure how consistent that will be. SoMee currently has withdrawal issues again due to their oracle being drained so I’m not sure if I will be able to get the value that I earn which is a recurring issue with SoMee. I’ve lost about 12,000 ONG from failed swaps so far.

Thank you so much for helping me get to this point. If these earnings continue to be this high, I may be able to dedicate more time to content creation and possibly go full-time soon!

I will continue to share these reports every month to give you a breakdown of what my earnings are to be completely transparent and give you an idea of what you could do if you did the same as me.

What are your income goals? Are you using any of the platforms I shared above? Is this useful and or encouraging for you? Would you like to see these reports every single month to get a better insight into crypto social profitability? Let me know what you think about this in the comments below and don’t forget to subscribe!

By participating in this poll, liking, and commenting, you can greatly help me rank better with the YouTube algorithm: https://www.youtube.com/post/UgxN982KtvELlypB7CN4AaABCQ

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I don’t always invest soundly, and when I don’t, I prefer r/wallstreetbets. Just kidding. I did invest poorly and it’s because I broke several of my investing rules. I’d like to share my lessons relearned and why crypto is the solution to this stock market madness.

Timestamps:
00:00 Intro
00:32 Bad Investment Decision
02:32 Rules For Investing
04:58 Lessons Learned
07:00 r/wallstreetsbets
07:59 Crypto Solution
11:45 Outro

*Disclaimer: This is not financial advice and is purely for entertainment purposes.*

I was foolish enough to get caught up in the hype and throw a bit of money into AMC during the latest stock crazes happening with wallstreetbets on Reddit encouraging investors to invest in several stocks being short squeezed. Without getting into technicals, essentially, there was some money to be made, but it could also be risky. Then when Robinhood halted trading on some of these stocks, people began to accuse them or the fund running these trades of market manipulation.

There are two lessons to learn here. For me, it’s to continually stick to my investing rules and guidelines and to invest in what has been successful so far without trying to place risky bets and trying to “get rich quick.” I was getting greedy and needed to relearn this lesson especially with what is to come this year for Bitcoin.
The second lesson is that the concerns about stock market manipulation are now more real than ever and cryptocurrency is becoming the ultimate solution. Whether it’s just having more trust in exchanges, using decentralized exchanges, peer to peer, or just holding cryptocurrency in your own wallets, you have all the control without big investors’ ability to come in and mess with your investments.

This is the link to my last video that I did on rules for investing: https://lbry.tv/@ScottCBusiness:4/Investing:d

I will remind everyone that I am an amateur investor and I do make mistakes as well. I wanted to share this story with you because even though I only lost a small amount relative to my overall portfolio, anyone can make these mistakes and that’s why it’s important to stick to your investing strategy. I also don’t only want to show you my wins. By seeing my losses as well, you will see that I can make these same mistakes too and that it’s an up and down journey to the top.

How are you investing? Did you invest in any of these stocks before they went up? What do you think about this situation with Robinhood and the SEC? Is cryptocurrency the solution to this problem? Let me know what you think about this in the comments below and don’t forget to subscribe!

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I’ve been seriously investing for almost 1.5 years now and have learned a lot along the way. I’ve managed to grow my portfolio from around $5,000 to now over $121,000 as of recording this. I consider this extremely successful and as such would like to share with you the 20 rules I’ve followed in order to achieve this.

*Disclaimer: This is not financial advice and is purely for entertainment purposes. All my stock information is 100% accurate, but my crypto data may or may not be simulated*

Timestamps:
00:00 Intro
01:20 My Investments
03:56 Rules 1 to 5
08:55 Rules 6 to 10
16:18 Rules 11 to 15
24:40 Rules 16 to 20
33:50 Final Thoughts & Outro

While I don’t always follow these rules perfectly, I’ve found they are very helpful and provide a great guide to refer to when investing to avoid making amateur mistakes or risky trades. This applies to both crypto and stock market investing and while none of this is financial advice, maybe you will find these insightful and informative for your investing journey.

Follow along my journey as I aim to retire in the next 9 years before 2030 via saving at least 65% of my income and investing all of it into cryptocurrency and stocks. My strategy if fairly low-risk and long term. My stock focus is mostly on passive income and dividend stocks while my crypto focus is on growth with 90%+ of my investments in ETH & BTC.

Rules For Investing:
1. Buy low, sell high
2. Focus on fundamentals
3. Don't invest in everything, do not spread yourself too thin
4. Invest locally
5. Utilize compounding interest where possible
6. Only trade with money you have
7. Dollar-cost average in with every paycheck
8. Keep up with your investments
9. Invest long-term
10. Research before buying, know what you’re investing in
11. Do not day trade
12. Do not panic sell or panic buy
13. Do not trade based on emotion
14. Diversify your investments, do not invest everything in just one asset
15. Do not follow what everyone else is doing
16. Avoid liabilities, acquire assets
17. Do not blindly trust actual & perceived authorities
18. Understand bull markets & bear markets
19. You are not a genius
20. Take advantage of good arbitrage & avoid bad arbitrage

While these aren’t necessary to follow all exactly, this is a great foundation to start with. For example, maybe you prefer lump sum investing or you do want to attempt to day trade, that isn’t wrong, but personally, it’s not what I’ve done to achieve my success and I wouldn’t recommend it as it’s much riskier than my strategy. Some people like to trade options or do margin trading, but many of these techniques are so advanced that you should only be utilizing them if you’re an expert and thus probably don’t need to read this. This is intended for people getting started who want a guide. I would go as far as to say these rules should work for anyone, but you can invest with more risk should you want to.

The way I’ve managed to grow my wealth has been the safest route with the least risk given the assets I’ve invested in. Obviously, cryptocurrency is riskier than stock investing, but within crypto, I’ve still stuck to the least risky cryptocurrencies. For example, if you were to try and day trade stocks, you’re probably going to lose more or make less than had you just invested long term in a solid cryptocurrency like Bitcoin.

Do you agree with these rules? Am I missing anything? Do you prefer to invest in crypto, stocks, or otherwise? What is your favorite asset class? Let me know what you think about this in the comments below and don’t forget to subscribe!

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There are many different ways you can use crypto and one of the use cases is digital cash. Being able to buy whatever you want, quickly, easily, and for little to no fees. This is where cryptocurrencies like LTC, BCH, and DASH come in.

Timestamps:
00:00 Intro
00:50 What Cryptos To Spend
02:11 Why I Use Dash
05:53 Bitrefill Example
08:15 Bitvo Example
12:18 My Recommendation
17:57 Outro

While Litecoin and Bitcoin Cash are great options, they are not always offered by every crypto service like Bitrefill for example while I’ve seen almost every service I use accept Dash. Dash also has a very good application to actually spend Dash making the entire process very seamless. Dash also has some privacy options which is nice to have. While I think LTC and BCH are equally as useful, I just personally prefer Dash.

My recommendation to you for purchasing everyday consumer items, buying groceries, and paying bills is Dash. While many cryptocurrencies are feeless or better than Dash in other ways, but if you have to convert that crypto to be able to spend it then it defeats the purpose. So when I look at various sites and only see a few cryptocurrencies offered, it’s clear to me that there are only a few viable options.

In this video, I also take a look at two services I regularly use: Bitvo and Bitrefill. I cover the examples of how I would use Dash to transact and why other options may not be as viable.

I’m sure many people are going to recommend other cryptocurrencies and I’d love to hear why and what your thoughts are on BCH, LTC, and DASH too. Let me know what you think about this in the comments below and don’t forget to subscribe!

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There are so many other tips and guidelines to follow to save money, but most importantly, don’t just save to save, save to invest! Check out my 7 rules for saving money.

Timestamps:
00:00 Intro
00:47 Save Money & Be Frugal
02:22 Track Your Expenses
03:36 Follow Your Budget
04:35 Lifestyle Foundation
05:31 Invest Your Money
6:29 Consumerism
7:04 Sensory Adaptation
07:58 Outro

Given that I’ve gone to extremes to save money like cutting my own hair and not having a car and that I was able to save 71% of my income last year, I believe I have really gotten down most concepts of personal finance and saving money. I believe that if you can save 65% of your income and invest it, I can retire in less than 10 years and I am currently 1 year in and ahead of schedule. On this journey, I have stuck to some foundational rules for saving money and I’d like to share some of them that I’ve followed.

Some Rules For Saving Successfully:
1. Be frugal & save as much as possible.
2. Track everything you spend, create a budget, then optimize that budget regularly.
3. Stick to your budget.
4. Lifestyle foundation instead of lifestyle inflation - Don't increase your expenses.
5. Invest everything you save - You’ll see the benefits and it’s better that your money is out of sight and out of mind growing your wealth.
6. Understand that you are wired to want to consume.
7. Understand sensory adaptation and how that affects lifestyle expenses - The Secret To Saving: https://lbry.tv/@ScottCBusiness:4/Secret-To-Saving:4

Personal finance has become a passion of mine and saving money goes hand in hand with investing and growing my wealth. I know that for every dollar I save, I could make 10x with investing in say something like Bitcoin which has increased more than 10x in value over the past two years. I really enjoy this journey and love sharing my findings and insights with you. I hope this inspires you to save and invest to grow your wealth and improve your future.

I’ve previously written about lifestyle inflation & lifestyle foundation here: https://read.cash/@scottcbusiness/lifestyle-inflation-or-lifestyle-foundation-41121595
*Disclaimer: This is not financial advice.*

Budget Template & Explainer Video:
Video – https://lbry.tv/@ScottCBusiness:4/If-You-Want-To-Save-Money:7
Template – http://www.filedropper.com/budgetingtemplate

How are you saving money? Share any good frugal tips or finance hacks with us down below. Am I missing anything? Let me know what you think about this in the comments below and don’t forget to subscribe!

This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://lbry.tv/$/invite/@ScottCBusiness:4
Check this video out on LBRY to support me with monetization and no ads: https://lbry.tv/@ScottCBusiness:4/Rules-For-Saving:a

I recently had the chance to discuss all things crypto with Jan & Nick Dalmulder from Bitcoin Live. We talk about our favorite altcoins, the stock market, bitcoin, Ethereum, social dapps, mass adoption, and more!

Bitcoin Live is their show that they host primarily on YouTube aimed at informing the people about crypto, blockchain, Defi, AI, and technologies.

*This isn’t financial advice, we are not experts, this is for entertainment. *

Timestamps:
00:00 Intro
00:45 Who They Are
04:18 Bitcoin Live
10:45 Investing Approach
14:53 Stock Market
20:34 Bitcoin Predictions
26:22 Halving Cycles
33:55 Ethereum
40:56 Mass Adoption
46:23 Altseason
55:30 Crypto Lending
01:01:17 Social Media Dapps
01:07:40 Outro

These are some of the questions we went over:
• Can you tell us a little bit about yourself?
• How and when did you originally get into cryptocurrency
• Can you give us a brief introduction to how you get started on YouTube and what that process has been like?
• What’s your approach to investing?
• Will there be a stock market crash and how do you think stocks will impact crypto?
• When will Bitcoin hit 100k, 300k?
• Is Ethereum going to grow more than Bitcoin?
• Do you think bitcoin is more heavily influenced by speculators or by the halving cycles?
• What do we need to happen to get mass adoption?
• What coins are you holding in anticipation for alt season?
• What are your favorite crypto or blockchain applications? How about social media dapps?
• So where can everyone go to learn more about this?

Check out https://www.youtube.com/c/BitcoinliveJN for more information and to learn more about what they have to offer. You can also follow them on Twitter at @CryptoND1 & @JDalmulder.
Check them out on Facebook: https://facebook.com/Bitcoinlivejn/

What do you think about Bitcoin Live? Let us know if you have any further questions on Bitcoin Live in the comments below and don’t forget to like and subscribe as well!
PS. Do you like the new interview format and style?

This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://lbry.tv/$/invite/@ScottCBusiness:4

Time for another update on my investment portfolio and my passive income journey. We’ll be covering my recent cryptocurrency & stock purchases, tokenized real estate, stock dividends, and crypto earned from staking. This is amateur investing at its finest!

Disclaimer For Taxes: *My stocks and dividend income are 100% accurate and legitimate. What I share for cryptocurrency may or may not be accurate and may or may not be a simulated portfolio that isn't real*

Timestamps:
00:00 Intro
01:41 Stock Dividends
4:23 Crypto Income
7:02 Crypto Portfolio
7:51 Stock Portfolio
8:37 My Investing Strategy
11:00 Blockfolio Breakdown
14:29 Crypto Trades Breakdown
16:52 Growth Stocks
18:46 Dividend Stocks
24:26 RealT Tokenized Real Estate
25:16 Conclusion & Outro

Going forward, I am including my growth stocks & all crypto investments in this portfolio to give you a more thorough insight into my investing journey. This way you can follow everything I’m doing with 100% transparency. The point of doing all this is to show you that it’s possible and provide some sort of framework that can be followed. This isn’t financial advice, and you shouldn’t exactly replicate my investing. What you should do is figure out what works best for you and stick to the basics of dollar cost averaging, investing in good assets, avoid liabilities, compounding interest, be frugal, buy low, and sell high.

I cover the recent stock buys I went through, share my portfolio breakdown updates, and share my thoughts on the current market. My goal for 2020 was to earn $75 worth of dividends on average per month which I am exactly at now, I’m happy to ease off on stocks for a bit and focus on crypto. I am currently making about $111 a month from passive income. This is a bit less than last month, but that’s because I’ve sold out of most of my crypto passive income gainers for the time being. I’ve put another $3,000 into Bitcoin and then rebalanced my crypto profits from my staking and lending coins into LBC, ETH, and BTC.

I’ve shifted my entire investing focus to be something like 70% crypto, 25 % stock, 3% gold, and 2% in cash reserves. I’ve been dollar cost averaging into bitcoin, Ethereum, and stocks, upping all of my regular investment deposits. This is in line with my goal of earning more money and saving 65% of my income. I am currently beyond that having saved 71.76% of all my income and investing it last year in 2020 which I will cover in another series. Going forward I will not be investing any more fiat in stocks for at least 6 months unless there is a crash.

Check out this awesome resource I’ve been using a lot of risk analysis and tracking dividend history for free: https://simplywall.st/.

About $905 .11 of yearly profits are coming from stock investments, about $80.49 is coming from cryptocurrency passive income, $200.97 is coming from crypto tokenized real estate, and $143.74 from music royalties. In my last update, my portfolio was $28,748 but did not include my growth crypto. Going forward I will be including that so the jump from the last report to this one will seem huge. My current portfolio value with all my investments is $110,268 CAD. This is up $22,747 from last month’s total value of $87,521.

I invested $3,000 last month. I earned $88.79 CAD from stock dividends, about $13.49 CAD from crypto real estate, and $28.22 CAD from crypto lending & staking last month. In total, I have earned about $320 CAD from crypto and over $455 CAD from stock dividends.

My recent stock trades were: removing stocks from both the finance and alcohol sector and shrinking down my portfolio in terms of sector stock diversity. I removed my worst performing REITs and invested that money into my best performing REITs, I moved around some money into more insurance, banking, consumer goods, and then also invested in Walmart and Microsoft. I traded all my Tesla earnings back into ETFs and the various trade listed above. I sold on December 21st after all the index funds had pumped up Tesla. It has since gone up more, but I don’t want to hold it long term, I’ve shifted back to my dividend passive income plan.

I am currently up 15.81% on my growth stocks and 6.3% on my dividend stocks including dividends with all income being reinvested and compounding interest.

For crypto, I made dramatic changes to my portfolio by consolidating a lot of my assets into BTC & ETH and some into LBC speculatively. I kept some DASH for daily transactions and HIVE for social media curation, creation, and delegation for passive income. My main focus is to build up ETH & BTC for the next 6 months or so.

Was this helpful for you? What dividend stocks are you investing in? Do you prefer dividend investing or another style? Do you invest in cryptocurrencies that payout regularly? Have you tried crypto lending? Do you invest in crypto tokenized gold? Let me know what you think about this in the comments below and don’t forget to subscribe!

This is my fifth comprehensive review of blockchain social media platforms meant to give you the most thorough resource and reference for finding the next best platforms to use! In this review, I cover about 170 social media platforms that either uses the blockchain in some way or are crypto-monetized.

Video Timestamps:
00:00 Introduction
04:56 The Review
06:00 Explore More Dapps
07:48 Blockchain Services & Resources
08:42 Platforms That Aren’t Ready
9:00 Old & Not Recommended
13:30 Recommended Before But Not Now
15:48 New & Not Recommended
22:21 Avoid These Platforms
27:30 Platforms With Potential
32:50 Tertiary Recommendations
37:28 Primary Recommendations
45:52 Conclusion & Final Thoughts

This will be covering some new platforms not covered in the previous but mainly re-reviewing any applications or websites that weren’t quite to par but weren’t awful from the last review. I will very briefly double-check the awful ones and either add them here if they’ve improved or not include them given, they were in the last one and you don’t need to see the same thing twice.

In the video itself, I go through some of the main recommendations I give and the platforms that I am currently using. I only go through some brief examples of ones not recommended for sake of time and to give some insight as to how I came to my decisions.

One last thing before starting is that I’d like to state my bias. I will look unfavorably on websites that require too much verification like requiring you verify your phone to even browse the platform (several platforms failed to verify mine), require you to spend crypto on every interaction, require Facebook or Google to sign up, websites that are overly centralized, websites that claim to use blockchain but don’t, and most EOS platforms given the challenge it is to use them and all the extra extensions and programs needed that make it almost unusable for mobile. Note that I have included several EOS platforms in the not recommended as I still did go and try them.

I’d also like to state that in a few cases now, I’ve been historically correct with what will or won’t succeed. I said Hyperspace won’t last because they require post-approval, phone verification to earn when they couldn’t verify a Canadian number, and they lacked features. They shut down likely because they didn’t meet all these criteria and as such, I have continued to apply the same criteria to every platform I review. To see the breakdown of why I chose these categories you can check out this video:
https://lbry.tv/@ScottCBusiness:4/Blockchain-Social:4

Download This As A PDF:
http://www.filedropper.com/blockchainsocialplatformreviewversion5
Read.Cash Blog:
https://read.cash/@scottcbusiness/comprehensive-blockchain-social-media-platforms-review-v-633ef26d
For now I just have the PDF because it's too long for most blogging platforms.

If you feel I made a mistake, poorly reviewed something, or missed a key platform to review, please comment below and I will take your feedback in and edit this to include it or edit my post accordingly. I really hope this benefits you as much as I hope it does. This took me a very long time. Please share this with others if you believe they will find use in it too! For some I explained my reasoning more than others. If you’re interested, you can inquire about anything, and I’ll get more in-depth on it even making a video if needed. Let me know what you think about all this in the comments below.

Below are the links for the previous review which was the 4th in the series so you can get an idea of the changes since:
Video:
https://lbry.tv/@ScottCBusiness:4/comprehensive-blockchain-social-media:8

Blog:
https://www.publish0x.com/at-scottcbusiness/comprehensive-blockchain-social-media-platforms-review-iv-xeoryk

What review or guide would you like me to do next? What’s your favorite platform? Where are you spending most of your time? Where are you earning the most?

This is my attempt at fully reviewing and going through SoMee.social comprehensively. I do not recommend it for many reasons however, I still use it so I can share my experience using it with you.

00:00 Intro & Disclaimer
02:12 A Few Things To Mention
04:29 ONG Token
04:58 ONG Burn Address
08:38 Website Traffic & Alex Report
12:04 SoMee Platform
17:16 The SoMee Wallet
20:40 Advertising
21:32 Power-Up Packages
24:12 Summary
24:35 Questions To Think About
32:20 My Recommendation & Outro

This is a LBRY first video meaning it shows up on LBRY at least 1 hour ahead of anywhere else. Watch it here: https://lbry.tv/@ScottCBusiness:4/Somee:d

Disclaimer
Now to be fair and to protect myself, I will state that I am not calling this a scam and that SoMee is a beta even though it’s over 2 years old. Also, they would like me to note that there are many advisors and influencers on their team.

Also, this isn’t about being right or wrong, this is simply my experience using SoMee and everything I don’t agree with.

My Review
You can earn quite a bit of SoMee points and consequently ONG from posting and curation. For a social media platform that utilizes the blockchain and has crypto monetization, this is a great achievement. It doubles as the start of a good crypto alternative to Facebook. The thing is that to actually claim your earnings, you must spend about $99 USD to verify in order to be able to withdraw your cryptocurrency and cash out or get a discounted verification when you buy a power-up package which is significantly more expensive than just buying ONG and depositing it. By significantly, I mean about 60-80% more based on the time of doing this review in the video. Otherwise, you don’t have full access or control of the funds that you have invested directly, bought via powerup packages, or anything you’ve earned.

While the platform is still in beta, it lacks many fundamental features like muting notifications from the groups you’re in or replying in a comment thread. It’s coming along, but the platform has hardly changed over the last year from my user experience.

*Read the rest of the review on Publish0x:
https://www.publish0x.com/at-scottcbusiness/an-honest-review-of-someesocial-xykkjwv

The official site:
http://somee.social

Here are the links I covered:
ONG Dev wallet address:
https://etherscan.io/address/0x22cb6e40c8aff042afbba53a88869e307f7485d2
ONG Oracle address:
https://etherscan.io/address/0xbe3394948b410c6650c7e4761338c547ca0d4f97#tokentxns
The “burned” ONG token address:
https://etherscan.io/token/0xd341d1680eeee3255b8c4c75bcce7eb57f144dae?a=0xc38dc1a9bd87c36c370de01ff650eb32d39dfaf1
Alexa Traffic Data:
https://www.alexa.com/siteinfo/somee.social
SoMee ONG Token:
https://coinmarketcap.com/currencies/ongsocial/

These are some questions I had and wanted to leave you with:
1. Why does everyone have an absurd amount of Gbucks? It's basically valueless because when ads start, for a very long time there will be no profit made by SoMee.
2. Could swaps be turned off to prevent dumping?
3. Why are spammers getting massive amounts of Gfuel and then able to give out massive upvotes?
4. Why are powerups sold at WAY above market price?
5. Where's the data on 80k active users?
6. Why did you start a Gofundme campaign then cancel it soon after?
7. Why were only a handful of people allowed to use swaps previously and not all verified users?
8. Why were developer wallets and the oracle wallet being drained?
9. If all these people posting low quality content receiving massive payouts per post are allowed to continue doing so, how is that sustainable? Also aren’t these rewards misleading to new users?
10. If 5% of everyone on the platform wanted to withdraw wouldn’t it destroy the platform given the supply is a fractional reserve?
11. Why don’t we have a whitepaper or a roadmap?
12. Will that swap ratio of 1:1:1 GFuel:Somee Points:ONG change?
13. Why is there a 10k daily limit on swaps?
14. Will the token supply increase, and if it does will current holders be diluted, or will they get an even split?
15. If someone blocks you, why can’t you downvote them? This incentivizes you to block everyone who downvotes you for spam, etc. and circumvents any kind of community moderation.

Nothing is above questioning. Oh, and please don’t SueMee. Thank you.

Will you use SoMee? Do you use SoMee? What are your thoughts on this platform and the ONG token? Let me know what you think about this in the comments below and don’t forget to subscribe!

This is a highly comprehensive guide and look at Hive, PeakD, LeoFinance, 3Speak, Hiveblocks, Blocktrades, Hive Engine, and DLease. I will be covering all the features of Hive, the sign up process, and everything you need to get started.

If you can’t find an answer in this blog, please watch the video for the full breakdown. Below are the timestamps to help you find various sections:

00:00 Intro
00:22 Signing Up
05:00 Your Private Keys
08:03 Powering Up Hive
11:53 Setting Up Your Profile
13:50 PeakD & Features Of Hive
16:17 LeoFinance
18:45 DLease Delegations
20:56 Hive Community Creation
21:38 Hive Delegations
24:30 Hive Engine & Hive Communities
29:00 Trading On Hive Engine
33:20 Hive Wallet
40:00 Hive Market
42:00 Hive Savings
44:43 Content Creation
48:32 Hive Content Feed
50:08 Communities
52:43 3Speak
55:54 Tags
57:14 Transfer Hive
59:04 Selling/Withdrawing Hive
1:00:00 Blocktrades Swap Exchange
1:03:55 HiveBlocks
1:06:23 Witnesses
1:08:23 Outro

Hive ~
You can find all of their information on https://hive.io/.

You can find the rest of this guide in blog form on Publish0x here:
https://www.publish0x.com/at-scottcbusiness/how-to-use-hive-leofinance-3speak-and-dlease-xdnrzyw

Do you use Hive? Did you learn anything new today? Did I miss anything important? Let me know what you think about this in the comments below and leave any questions or feedback you have as well. Also, don’t forget to like, share, and subscribe!

Joe Bender and I sat down for some time to chat about Blockstack and what they’re all about. They have a lot of amazing enterprise-grade decentralized applications that present solutions I haven’t seen elsewhere. We dive into what they’re headed in the future, what they do, and how you can benefit from it.

00:00 Intro
00:51 Tell Us About Yourself
06:00 Joe’s Technical Background
8:25 What Is Blockstack?
18:40 Benefits For Non Tech Savvy Users
25:00 What Are Some Use Cases For Blockstack?
32:32 Dapps On Blockstack?
37:37 What Problem Does Blockstack Solve?
42:20 Updates To Expect For Blockstack
45:15 Blockstack Vs Competitors
51:25 Long-Term Goals Of Blockstack
56:45 Favorite Dapps On Blockstack
58:25 Social Media Information
1:00:00 Outro

Blockstack is an open-source and developer-friendly network for building decentralized apps and smart contracts. Blockstack inherits Bitcoin's security through Proof of Transfer, enables you to write secure smart contracts with Clarity, and brings it all together in one decentralized network maintained by developers from all over the world. More than 500 teams are already building on Blockstack.

Some of the dapps I’ve tried out on Blockstack are Xor Drive, Arance Docs, and Arcane Sheets. These are alternatives to Google drive, Google docs, and Google spreadsheets. It’s great to see alternatives to the enterprise applications many people need to use finally being developed as dapps in the blockchain space. Blockstack is the one making this possible and it’s the only ecosystem where I’ve found many enterprise and business solutions I’ve not seen anywhere else.

These are some of the questions we went over:
• Can you tell us a little bit about yourself?
• How and when did you originally get into cryptocurrency
• Can you give us a brief introduction to Blockstack?
• What problem does Blockstack solve?
• Can you speak a little bit to the ecosystem from Blockstack to Hiro
• Let’s talk a little bit about the Stack 2.0 launch
• Can you speak about the Mainnet update January 14 launch?
• What are the next big updates for Blockstack to release soon or that are in the works?
• Where does Blockstack fit in with other existing similar projects?
• Where do you see Blockstack going in the next year? The next 5 years?
• So where can everyone go to learn more about this?

Check out https://www.blockstack.org/ for more information and to learn more about what they have to offer.

What do you think about Blockstack? Have you tried any of the dapps on Blockstack? What was your faovourite part of the discussion we had? Let us know if you have any further questions on Blockstack in the comments below and don’t forget to like and subscribe as well!

Time for another update on my investment portfolio and my passive income investing journey. We’ll be covering my recent cryptocurrency & stock purchases, tokenized real estate, lending, and all my forms of passive income.

Going forward, I am including my growth stocks in this portfolio to give you a more thorough insight into my investing journey. Also, in my next update, I will begin to regularly update you on my growth crypto investments I track on blockfolio as well. This way you can follow everything I’m doing with 100% transparency. The point of doing all this is to show you that it’s possible and provide some sort of framework that can be followed. This isn’t financial advice, and you shouldn’t exactly replicate my investing. What you should do is figure out what works best for you and stick to the basics of dollar cost averaging, investing in good assets, avoid liabilities, compounding interest, be frugal, buy low, and sell high.

I cover the recent stock buys I went through, share my portfolio breakdown updates, and share my thoughts on the current market. My goal for 2020 was to earn $75 worth of dividends on average per month and now I’m well past that when crypto is included. I am currently making about $120 a month from passive income. This is about $2 more than last month. While I’ve made more deposits and investments lately, I’ve continued to make some more conservative changes and move around my crypto in my staking portfolio. The reason I only have raised my passive income by $2 is that I’ve shifted a lot of money around for growth stocks and crypto which I will get into. I’ve deposited about $6,900 since the last video in my stock trading accounts and $3,000 into my crypto accounts.

I’ve shifted my entire investing focus to be something like 60% crypto, 37.5% stock, 5% gold, and 2.5% in cash reserves. I’ve been dollar cost averaging into bitcoin, Ethereum, and stocks, upping all of my regular investment deposits. This is in line with my goal of earning more money and saving 65% of my income. I am currently beyond that saving 72.5% of my income and investing it all which I will cover how I do that more in another series.

About $784.81 of yearly profits are coming from stock investments, about $312.52 is coming from cryptocurrency passive income, $200.97 is coming from crypto tokenized real estate, and $143.74 from music royalties. My portfolio is up from $19,608 on October 24th to $28,642.80 now. This is everything excluding my crypto growth investments which I will include in the next report.
I invested a little under $10,000 in the past two months. I earned $104.21 CAD from stock dividends, about $20.27 CAD from crypto real estate, and $59.98 CAD from crypto lending & staking the past 2 months. In total, I have earned $277.55 CAD from crypto and over $388.91 CAD from stock dividends.

My recent stock sells were: removing most of my energy and all of my oil stocks, getting out of tobacco, commercial real estate, manufacturing and the many sectors I wanted to diversify in. The reason is that I was too focused on diversifying that I was spreading myself too thin and have since refocused my investments.
My recent stocks buy were: some food and grocery stocks like Metro and Kraft Heinz, more general investing ETFs across multiple sectors that pay dividends, more REIT ETFs, consumer goods like Coca Cola, Tesla, and AMD. I wanted to focus more on safer investments and what I believe to have great fundamentals rather than being overly diversified. I have invested in AMD because I believe they will take over the gaming industry and I invested in Tesla because they will be added to every major index fund before the end of this month where I intend to sell them.

I am currently up 18.52% on my growth stocks and 8.97% on my dividend stocks with all dividends being reinvested and compounding interest.

For crypto, I made dramatic changes to my portfolio by consolidating a lot of my assets into BTC & ETH. I kept BTMX, TRX, Hive, and my stablecoins I am using for testing out lending. It’s becoming clear that Celsius is the best lending platform, but I will do a full review of all the ones I used soon.

My next review and experiment is still to continue exploring and looking into crypto tokenized gold. Please leave your recommendations and look out for that in the next update or two.

Was this helpful for you? What dividend stocks are you investing in? Do you prefer dividend investing or another style? Do you invest in cryptocurrencies that payout regularly? Have you tried crypto lending? Do you invest in crypto tokenized gold? Let me know what you think about this in the comments below and don’t forget to subscribe!

So that you can take full advantage of the platforms out there that use blockchain technology and have crypto monetization, here are the 9 platforms I used to make $2152.49 CAD worth of fiat & crypto in October & November as well as some insights on them.

I’m committing to sharing these every month and linking you to my September metrics report PDF: http://www.filedropper.com/blockchainlegacysocialmediametricsreport_2 or where you can normally find it on my Linkedin profile under featured: https://www.linkedin.com/in/scottcbusiness/.

To briefly go over my social media results for October & November, I received around 23,760 engagements, 26,895 video views, 3,468 comments, 7,210 followers, and 340,000 impressions.

Now let’s dive into the earnings for both months:
Publish0x – 66 BAT – $0.238 USD = $ 15.71 + 64 LRC - $0.19 USD = $12.16 + 0.08 ETH - $590 USD = $47.20 + 16 AMPL - $1.55 USD = 24.80 USD earned from post rewards. That’s a total of $99.87 USD.
Brave Browser – 23.386 BAT - $0.238 from ad rewards and creator donations for a total of $5.57 USD.
LBRY – 16,457 LBC - $0.0264 USD = $434.46 USD from user earnings, content earnings, invites, etc.
Hive – 341.57 Hive - $0.129 USD = $44.06 USD from post rewards + 2000 from the airdrop = $258 USD. That’s a total of $302.06 USD.
LeoFinance – 86.07 LEO - $0.257 USD = $22.12 USD earned from post rewards.
SoMee – 33,218 ONG - $0.0056 USD = $186.02 USD earned from post rewards.
DTube – 64.28 - $0.23 USD = $14.78 USD earned from post rewards. 1814.8 DTC = $417.40 USD earned from airdrops. That’s a total of $432.18 USD.
Read.Cash – 0.557 BCH - $295 USD = $ 164.32 USD earned from post rewards.
YouTube – $44.17 CAD earned from monetization.
The grand total came to $1677.51 USD which is about $2152.49 CAD.

The last two months have been really great months earning more than double what I earned in September. With crypto being bullish, the appreciation from these assets will end up making even more in the long run. LBRY continues to perform very well and consistently been by far my top earner, but at the time, their token price had fallen quite a bit and so I was earning less. Now with it at over 7 cents, I expect the next earnings report to be way higher. I’ve stopped reporting on Minds & Uptrennd due to withdrawal restrictions and earning a very small amount. Read.Cash has grown massively I’m getting consistently good rewards there. I want to get my earnings to about $1,500 CAD worth of crypto a month overall, but I know that over time all my earnings will appreciate to a value well beyond that. I have been posting less due to my other obligations and I believe this will continue for some time. I still aim to do a video every other day or so, but in December I will take some time off. I expect to really ramp things up in January again and I will put out a comprehensive review soon.

I will continue to share these every month to give you a breakdown of what my earnings are to be completely transparent and give you an idea of what you could do if you did the same as me.

What are your income goals? Are you using any of the platforms I shared above? Is this useful and or encouraging for you? Would you like to see these reports every single month to get a better insight into crypto social profitability? Let me know what you think about this in the comments below and don’t forget to subscribe!

I recently had the chance to discuss LBRY/Odysee with Julian Chandra who is the VP Of Growth at Lab From Mars. We dive into the technology, their ethos, where they are headed, and what you can expect of the platform.

Some people know it as LBRY, others as Odysee, and now they have a new parent company: Lab From Mars. Whichever interface you use, you are offered an amazing blockchain solution to video hosting backed by their native cryptocurrency: LBC. LBC or library credits allow users to support their videos and stake their content on the network.

These are some of the questions we went over:
• Can you tell us a little bit about yourself?
• How and when did you originally get into cryptocurrency
• Can you give us a brief introduction to LBRY?
• With concerns around regulations coming to light, what is LBRY’s stance on KYC and privacy?
• With censorship ramping up on legacy platforms, do you expect more people to transition to LBRY? What are your daily active user numbers lately?
• With the CEO’s personal bank account and LBRY’s company account being targeted and shut down, how has that affected LBRY?
• What challenges is LBRY facing currently?
• Why did you leave TikTok and how is LBRY different?
• Let’s talk about Odysee. For people who are familiar with LBRY and LBRY.TV, what is the idea behind Odysee and what does LBRY want to achieve with it?
• Let’s dive into the spectrum of centralization and decentralization. Where does the LBRY app fall? Where does Odysee fall? Where does LBRY.Tv fall? What are some of the caveats of each?
• Will there be any type of ad sharing program we should expect to see soon?
• What are the next big updates for LBRY to release soon or that are in the works?
• Where does LBRY fit in with other existing similar projects?
• Where do you see LBRY going in the next year? The next 5 years?
• So where can everyone go to learn more about this?

Check out https://lbry.com/ for more information and to learn more about what they have to offer. Navigate to https://lbry.tv/ to view videos and publish there.

What do you think about LBRY/Odysee? Do you use either? Will you try them out? Let us know if you have any further questions on LBRY in the comments below and don’t forget to like and subscribe as well!

23.6% of all US dollars were created in the last year. This is a recipe for an economic collapse. You are losing the value of your money at a higher rate than you ever have before. So, what’s the solution?

This affects everyone regardless if you live in the US or not. The only way to counteract this is your fiat currency into something that is appreciating in value or at least not losing value.
This is one article that looks at US money supply over the last year: https://www.thestreet.com/mishtalk/economics/23-6-of-all-us-dollars-were-created-in-the-last-year
This is the official data: https://tradingeconomics.com/united-states/money-supply-m2

Consider this. You work for 40 hours a week for $1000. Then when you get your paycheck, you see that you only received $764. You question what happened, but you are told this is how it has to be. You look at other jobs and realize that this has happened to everyone. You are given a raise of 5% for all your hard work and yet somehow you are still only making 81.40% of what you were supposed to earn. This isn’t even taking into account taxes, but this is one way to visualize what’s happening to your income, wealth, and everything you own due to hyperinflation. This hasn’t been fully realized yet, but about 10% has. This will continue to get worse and the only defense is investing in assets.

This chart lets you see how the USD has performed over a given period of time. I look at the 1 year chart: https://tradingeconomics.com/united-states/currency.
This is a visualization of the loss of buying power for the USD over the past 100 years: https://howmuch.net/articles/rise-and-fall-dollar.

Whether you decide to invest in real estate, gold, bitcoin, stocks or otherwise. You need to action into securing your finance before it’s too late. Now I will say that the stock market may also collapse with the economy, but gold and bitcoin are solid assets. Real estate may be volatile too, but it will always have value.

What are your thoughts on all of this? What are you investing in? Do you think the economy is sustainable? Are we headed for an economic collapse? Let me know in the comments below and don’t forget to like, share, and subscribe as well!

This is a brief review of the 7 platforms I earn the most amount of cryptocurrency on. The most important things I look at are access to funds, decentralization, censorship-resistance, monetization, and having a great platform. Let’s dive in.

00:00 Intro
01:35 SoMee
08:42 LBRY
12:04 Hive
15:06 Publish0x
16:58 Read.Cash
20:03 Uptrennd
24:40 DTube
29:17 Bonus: Brave Browser
31:31 Outro

I wrote way too much so you can find the full blog breakdown of these on Publish0x: https://www.publish0x.com/at-scottcbusiness/earn-crypto-the-best-crypto-monetized-social-platforms-xmkppxv

While I use 40-50 platforms, these platforms are by far the best in terms of how much you can earn. While money isn’t everything, it’s definitely going to influence people’s decisions on what platforms to patronize. The 7 best platforms I’m using are SoMee, LBRY, Hive, Publish0x, Read.Cash, Uptrennd, and DTube. I also include Brave browser, while it’s not a social media platform, it’s a great way to earn some crypto very easily.

To keep things simple, I will be summarizing the platforms and how they rank against my criteria. In the future, I will do more thorough reviews and I will speak more to these in my comprehensive review coming soon. This is meant to be a teaser of that as well as focusing on the platforms that you’ll likely end up using in this space.

Where do you earn cryptocurrency? What’s your favorite blockchain social media platform? What is the most important criteria to you when prospecting these platforms? Let me know in the comments below and don’t forget to like, share, and subscribe as well!

With the recent dip in Bitcoin and Ethereum, many are concerned. They’re concerned about crypto regulations and whether or not the crypto market will continue to decline. This my case for a bullish Bitcoin.

Not only am I bullish on Bitcoin but also Ethereum too and consequently most other coins will benefit too. Ethereum 2.0 is finally launching and was funded ahead of expectations. If they can solve gas fees and scaling, Ethereum will truly be the go-to solution for development. It currently is that solution, but people are questioning its longevity. Yet more addresses hold 1 ETH than ever before so there are clearly more people interested in Ethereum and holding it long term than there ever have been: https://decrypt.co/48906/ethereum-addresses-1-eth-hits-all-time-high
Likewise Bitcoin currently has nearly the same amount of active addresses as it did at the previous all time high: https://bitinfocharts.com/comparison/bitcoin-activeaddresses.html.
Bitcoin is all about the fundamentals, not the market hype or anything like that. Naturally though, we see the beginning of an uptrend in searches for Bitcoin & Ethereum: https://trends.google.com/trends/explore?date=today%205-y&q=bitcoin
We won’t see this spike exponentially until Bitcoin at least passes it’s previous all time high and every news outlet is talking about Bitcoin.
This is a video I did previously explaining the Bitcoin Halving: https://odysee.com/@ScottCBusiness:4/Bitcoin-Halving-2020-The-Great-Crypto-Pump-1:e. The halving is one of the most important indicators for the value of Bitcoin. Every 4 years the inflation rate of Bitcoin halves and decreases the amount of Bitcoin being mined. With a continually growing demand for Bitcoin coupled with a supply that is scarce, you have a recipe for the value to rise.
The most interesting insight regarding the Halving was pointed out by “Russian Bear” on Twitter: https://twitter.com/zargoi/status/1319942676024856576/photo/1. They point out that the time between the bottom in a halving cycle and the next halving is the same amount of time typically between the halving and the next all time high. It has been fairly accurate in the past, so to give a rough estimate, you’d end up with October of 2021 as the prediction for the next all time high before a crash. While no price predictions can be entirely accurate, the previous gains were upwards of thousands of percent, so even a small gain of 7-10x could end get us past 100k per Bitcoin.
None of this is financial advice, but it is to show you some of the reasons I hold Bitcoin aside from the obviously amazing fundamentals of the technology. I’ve hedged my bets and invested in this dip and if the price were to decline more, I would buy more.

I’m curious to hear about your thoughts and predictions for the price of BTC & ETH. Will they go up or down? Is the price more affected by speculation or belief in the fundamentals? Are you bullish or bearish and why? Let me know in the comments below and don’t forget to like, share, and subscribe as well!

There are many different cryptocurrencies that are stakeable allowing you to earn passive interest with which you can then reinvest back into them to compound interest. I personally stick to BTMX, TRX, and Hive when I’m staking, let me explain why.

While there are many cryptocurrencies you can stake, there are few that have performed very well over a long period of time whereas BTMX and TRX have continued to appreciate in value from when I originally bought them and have yielded very high returns.

Tron – 7.30% APR
TRX yields me an average of 7% or more depending on the super representatives you vote for. This is a great yield and because TRX is widely used and has a lot of use cases for passive income and gambling, I feel it will be safe to continue earning more with my ~$500 investment. I don’t like Justin Sun and how he ruined Steemit and bought up DLive and continued its poor practices, but luckily the token isn’t directly affected by his actions and many in the community also do not support him and while still supporting the tokenomics and vision behind Tron. It’s a bit complex or rather the UI is though. Essentially the process you need to take is staking your Tron via freezing it, then voting for super representatives that offer the highest APR or whatever you’re looking for, and then claiming that regularly and repeating this process.
Note that Tron you freeze will be locked in for 72 hours, but after that, you can unfreeze it and do whatever you want. You also want to stake enough to cover your transaction costs and that way you will spend nothing on gas fees.

Hive – 3.4% Staking APR + 4.9% Curation APR
The Hive I have was duplicated over from my Steem account and given I can earn 3.4% APR just from leaving my Hive powered up, it’s a great way to passively earn. On top of that, any curation I do earns me about 4.9% APR too. The great thing is that my Hive power is also set to auto claim every 2-3 hours which effectively compounds interest at a much faster rate. So, while you do have to wait 13 weeks to fully powerdown and unstake your Hive, you will earn a fairly decent payout very passively. You don’t have to wait the entire 13 weeks though as you get 1/13th of your powering down funds each week for 13 weeks until you’ve claimed all of it. While Hive pays a much lower APR and has more restrictions around unstaking compared to the other two coins, the compounding effect and boost to my curation is definitely worth it given I regularly post on Hive. I may have treated it differently if I wasn’t using Hive, however I recommend everyone use it. You can also take advantage of communities on Hive to earn more on a second layer like LeoFinance which I discussed in my previous video and blog post.
You can also setup auto claim via many different projects, here is one - https://peakd.com/autoclaim/@hive.autoclaim/userguide

BitMax – 21% APR
BTMX is the exchange token for BitMax that you are able to “subscribe” to the platform in order to earn from their exchange’s fee-sharing program where you get a percentage of the fees earned from trades on the platform for that day which averages out to about a 20% APR which is very high. They pay out in USDT which means you have to trade that back into BTMX and subscribe it to continue reinvesting and compounding earnings, but you earn quite a bit. I’ve already earned $70 from my $500 investment which is phenomenal. You do need at least $5 worth of crypto to trade, so you do have to wait until you have enough to then buy BTMX or you can pay a large fee to convert any crypto of any amount into BTMX. This isn’t worth the fee unless you convert “dust” which are tiny values that you could otherwise do nothing with.

There are many other places you can stake, but the safest way to stake is anywhere that you have full control of the private keys and usually that’s on a separate wallet not connected to any exchange. So in this case, BTMX isn’t perfect, but with a crazy high APR, it’s worth the risk to me.

Where do you stake your cryptocurrency? Are you staking any of the coins I am? What crypto coins are you staking or planning to stake? Do you prefer staking or lending? Let me know in the comments below and don’t forget to like, share, and subscribe as well!

I had the opportunity to interview Khaleel Kazi about what they’ve been up to at LeoFinance. We discussed the Hive ecosystem, LeoFinance, its tokenomics, the community, their vision, and what it’s all about. Learn what benefits the $LEO token has to offer you.

LeoFinance is a blockchain-based social media platform for crypto & finance content. Our tokenized blogging app allows users and creators to engage and share content on the blockchain while earning LEO token rewards. This acts as a layer on top of the Hive network so you end up receiving both $LEO & $HIVE for your rewards thus increasing your overall earnings.

These are some of the questions we went over:
• Can you tell us a little bit about yourself?
• How and when did you originally get into cryptocurrency
• Can you give us a brief introduction to LeoFinance?
• What problem does LeoFinance solve?
• What gives LeoFinance its value?
• As a Hive community can you just explain how this is different from just a different UI like the difference people see between PeakD and Hive.blog for example
• How did LeoFinance get its name and what was the original idea or motivation to start it?
• What are the next big updates for LeoFinance to release soon or that are in the works?
• Where does LeoFinance fit in with other existing similar projects?
• Where do you see LeoFinance going in the next year? The next 5 years?
• If any crypto influencer could join LeoFinance who would you choose?
• If you had one superpower, what would it be?
• So where can everyone go to learn more about this?

Check out https://leofinance.io/ for more information and to learn more about what they have to offer.

What do you think about LeoFinance? Are you using their platform? Do you own any $LEO? Let us know if you have any further questions on LeoFinance in the comments below and don’t forget to like and subscribe as well!

Before you can achieve success in growing your wealth, you need to cover the basics of investing, budgeting, and accounting. What you do not track, you cannot optimize. So, here are my templates and how I use them for personal finance.

The easiest and cheapest way to get started is with a spreadsheet. I’m going to share with you what I use and how you can too. I bet you didn’t think this was going to an hour-long video on my investing, budgeting, and passive income tracking templates which you can download for free below, but it is. These are the tools you can use to better your personal finances. While you can download applications for these things, this is the free, basic way on a good old spreadsheet. All I am providing is some guidance, how I use these templates, and the templates themselves to get you started.

I’m on track to retire in 9 years or less on my 10-year retirement journey. I’ve been using these templates for about a year now and wanted to dive in and share them with you and how you can use them to your benefit.

Investing (2:45):
There are a plethora of applications out there for tracking your investments, but again, the easiest and most flexible way to track your investing is with a simple spreadsheet. If you want to learn how I use this template to track my stocks and contributions, follow along with the video instructions and guidelines below.
This one is a little complex however the complexities just lie in adjusting various values like converting all the values to the right currency if you are trading in multiple markets with varying currencies and adjusting data to ensure you are covering everything correctly.
Essentially, I’ve set up this template where you can just have to plug in the stock and click the “Stocks” data type in Excel. From there, you can pull stock-specific data which I have done for everything you will likely need. All you have to do is input the stock, add how much you purchased, update the average price (which would be the same with $0 fees) to include the bookkeeping fees taken by your exchange or bank, and the dividend yield.
Spreadsheet Template Link: http://www.filedropper.com/stockinvestingtemplate

Passive Income Tracking (36:40):
This is an extra mostly meant to help motivate you from seeing your passive income growth and projected growth. I used Joseph Carlson’s original template and made a few changes but you can get his original template here: https://docs.google.com/spreadsheets/d/1OJNaygQsWVmttIEePSyphwS45d12cQazY4DO-Vbw4JQ/edit?usp=sharing
If my video doesn’t explain this well enough you can also just watch his: https://www.youtube.com/watch?v=XnJVKHxUkRU
When you get paid dividends, you should then update your Monthly Dividend Amount and Actual Income in the table of the spreadsheet. The only thing you really need to worry about is adjusting the chart data once you get a year or so in and want to see all the data graphed. Otherwise, it should be as simple as adding in the dividends and seeing the visualization of how your wealth is growing via the graph.
Spreadsheet Template Link: http://www.filedropper.com/dividendincometrackertemplate

Budgeting (43:45):
There are many budget applications out there that you can take advantage of - https://www.forbes.com/advisor/personal-finance/best-budgeting-apps/
However, if you want to track everything on a simple spreadsheet or at the very least follow along with how I budget to get a sense of direction, follow along with the video instructions and guidelines below.
Budgeting is such a crucial skill and starts with a diligence to want to save money or more importantly, the desire to have more wealth. Then it’s about tracking expenses and where your money is going. At first, it’s not so important that you’re looking to cut expenses, but simply to get a holistic look at what you spend money on and to gain more awareness of your day to day decisions for personal finance.
Over time, simply from tracking, you will begin to see places where you can cut back and if you want to have more money for investing, I recommend you do.
The way my template is set u is I have my monthly and yearly expenses listed and then I track the exact spend and the estimated expense cost for the year. This allows me to set a reasonable budget limit for that expense and allocate funds I need to be able to cover that. Once I’ve plotted everything out, I can see exactly how much money I will need for the entire year. If you can stick to your budget, you will be much more financially successful. Even if you don’t, you will be able to see where you’re making mistakes and at least be aware of them, but hopefully, you will choose to optimize your finances too.
Spreadsheet Template Link: http://www.filedropper.com/budgetingtemplate

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Created 2 years, 2 months ago.

358 videos

Category News & Politics

I am the host of Crypto & Things and a huge social blockchain enthusiast using what I believe to be the next level of social communication. I make educational content, review platforms, share my passive & crypto income journey, and most importantly, I get the opportunity to interview and chat with so many amazing people in the blockchain, cryptocurrency, and tech space every week and share it all with you.

Blockchain social media is the next frontier for digital marketing and presents an opportunity we can capitalize on. The main ones I'm using are LBRY, 3Speak, DTube, Hive, Flote, Cos.TV, Uptrennd, and Publish0x. I strive to pursue doing more on-boarding for social agencies, brands, and influencers to create more opportunities for everyone, doing video series, and growing my brand.

My top achievements:
- In the top 400 most followed on the Steem & Hive blockchains
- LBRY Partner Program Founding Creator & 80th most followed channel
- Worked with over 50 clients across several industries managing over 100 accounts
- Over 6 years of digital marketing experience
- Very Proficient in video editing, graphic design, and a variety of technical and IT-related skills
- 69,000+ followers, 140,000+ engagements, 21,000+ comments, and 12,800,000+ impressions, and 96,000+ video views across all of my networks
- Crypto & Things Podcast Host & Content Creator with over 300 episodes
- David S. Simmonds Entrepreneurship Award 2016
- Public Service Alliance Of Canada Music Grant
- Gary Vaynerchuck follows me on Instagram
- Interviewed & worked with 43 executives & founders of blockchain companies
- I've made videos with popular crypto content creators such as The Moon Carl and Andreas M. Antonopolous
- Writer for the ALTCOIN Magazine, the Cryptocurrency Hub, and BitTube Guest Stories on Medium