If you just got a large medical bill and you are freaking out, I’m going to walk you through what you should do. Most people are drowning in the cost of living at this point and can’t afford all their bills. If you don’t pay the medical bill, it wil…
If you just got a large medical bill and you are freaking out, I’m going to walk you through what you should do. Most people are drowning in the cost of living at this point and can’t afford all their bills. If you don’t pay the medical bill, it will go to collections. There should be a minimum monthly payment option. Before you start paying the minimum payment, contact the hospital and see if there is financial aid or charity options.
A lot of time, if you flip over the bill, on the back there will be a form you can fill out. If there isn’t a form on the back on the bill, go to the hospital’s website and find the patient assistance section. You need to communicate that you are uninsured or underinsured. It will almost always be worth your time to contact the hospital and communicate your situation.
If you financial situation has changed lately, reapply for financial help from the hospital.
Also, ask the hospital for an itemized bill. Try and make sure the bill reflects the treatment you received. If the bill is correct, try and negotiate the amount you owe.
It may take multiple phone calls. Keep track of who you talked to, and try and get on a payment plan you can afford.
Works Cited:
https://www.npr.org/2023/03/24/1165953653/medical-bills-debt-negotiation-forgiveness
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